我有6400元的花呗额度，芝麻信用685分，已使用1200元
这个月10号点错还了800[s:717]，原本每月最低只要还120[s:717]
那我下个月还需要还吗？
明天想买米9，天猫花呗分期还有利息，能用花呗直接买吗，那我每月最低还多少？
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